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Choosing the right title services company to handle your real estate transaction is one of the most important decisions you can make. As the buyer/owner of the property, it’s your right to choose the title services company you want to handle the multifaceted process of preparing for your closing. Since the title insurance policy will be issued to you and your lender, you have a legal right to choose the title company.

 

Occasionally, loan officers, real estate agents and brokers may suggest a particular title company to handle the transaction. Often, their suggestion is based on little more than their familiarity or personal comfort level with the company. Sometimes, the suggestion is based on a legal affiliation that the mortgage company and/or brokerage firm, has with the title company. These affiliations are often poorly disclosed to the consumer and exist to generate more income for the mortgage company, brokerage firm and the title company. If that sounds like three against one, it is. You may choose any title company you wish to handle this important process. Here are some of the issues to consider when making your decision:

 

  •  Expertise – Title examinations and the other services a title company provides are complex. Your title Company should have a staff that can handle the job flawlessly. Every staff member at Prestige Title has many years of experience in handling the most complex processes.

 

  •  Communication – Communication is the key to the entire process. Whether you communicate directly with your title company or through your loan officer and agent, we realize that you need to track the title progress closely. When issues arise, as they often do, you need to know right away. At Prestige Title, we understand this need, and make sure that our communications with everyone involved in the process are timely and well delivered.

 

  • Accuracy – Real estate transactions require absolute accuracy in the preparation of every document. Careless or sloppy work will complicate the process and cause delays. At Prestige Title, meticulous review, accuracy and completeness are priority number one.

 

  • Customer Service – You are the customer. Regardless of your field of expertise, if you’re not providing a superior level of customer service, we believe you should find another career field. Your title company should always treat you with courtesy and patience, answering any questions you may have fully and in an understandable way. Prestige Title is known for its excellent customer service and friendly, courteous staff. We’re here to serve you.

 

  •  Efficiency – We know you’re eager to complete your real estate transaction, and may be on a tight schedule. In order to meet your closing date, the title company must carry out all the necessary tasks in a timely fashion. At Prestige Title, we are proud of our carefully planned scheduling and efficiency in every facet of the process.

 

  • Closing Management –“Surprise” is defined as an unexpected or astonishing event, fact or thing. That’s nice for your birthday, but not at closing. We do not allow surprises before, during or after closing. In fact, we’re really not a big fan of the word. When closing day arrives, you want the process to go smoothly and without issues. Prestige Title understands that a real estate closing is a rare, anxiety-producing event for most. We carefully plan and script our closings so that they run like a well-oiled machine. Closing is a very important part of the process, but should be nothing more than a formality. We explain every document you sign and make sure that all parties understand the process. Our spacious, comfortable closing facilities help with this process by making everyone comfortable during every closing. You can count on us.

 

  • Post-Closing Service –After closing, many tasks remain. Your Title Company should complete these promptly and provide you with the original documents you need. At Prestige Title, our job is not done until every task is finished. We never have and never will delay the completion of your transaction.

 

Choosing the right Title Company will make the difference between a smooth transaction that is completed on time and an anxiety-ridden process full of delays and poor communications. Since it’s your choice as the buyer/owner, choose your Title Company wisely.

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