CLOSING

Prior to Closing: We review the title search on the subject property, order a survey, obtain loan payoffs, coordinate settlement with new lenders and realtors, arrange for hazard insurance and gather any and all additional information required to complete settlement in a timely fashion.

Once a transaction is ready to settle, we contact all parties to arrange a mutually convenient settlement date, place and time. We will settle a transaction at most any time of the day or night to meet the scheduling needs of our clients.

Closing: At settlement, we review the settlement statement and other documents with the parties, ensure all legal requirements are satisfied, confirm proper execution of all documents, carry out lender instructions, and collect necessary funds.

After Closing: Once settlement has concluded, we deliver the necessary documents to the Register of Deeds Office and confirm there have been no adverse changes in title to the property since the original title search. Documents are then presented to the clerk for recordation.

After documents are on record, we pay off all loans, disburse other funds in compliance with the settlement statement and return originals and certified copies to the lender. We ensure appropriate release documents are obtained from former lenders and recorded in the land records. Final title policies are issued to purchasers and lenders, and original recorded documents are mailed to the appropriate parties after their return from the Register's Office.

BUYING

The following checklist will assist you in planning and coordinating your next purchase.

• Purchaser's Settlement Checklist Provide us with a copy of the sales contract and identify your choice of hazard insurance carrier.
• Work with your lender to ensure that loan commitment requirements are satisfied.
• Confirm that funds required for settlement are available in the form of a Cashier's Check, Certified Check or Wire Transfer. Please make all checks payable to Prestige Title Agency, LLC.
• Contact appropriate utility companies to connect service in your name as of the settlement date.
• Submit a "Change-of-Address" card to the Post Office.
• Advise us if one of the parties cannot attend settlement.
• Bring photo identification to closing.

SELLING

The following checklist will assist you in planning and coordinating your next sale.

• Seller's Settlement Checklist
• Provide us with information on your existing mortgage and homeowners or condominium association.
• Provide us with your forwarding address.
• Contact appropriate utility companies to disconnect service as of the settlement date.
• Bring to settlement your house and mailbox keys, garage door openers, useful information on appliances, as well as special recreational information concerning your home, such as pool or club house passes.
• Advise us if one of the parties cannot attend settlement.
• Bring photo identification to closing.

REFINANCING

The following checklist will assist you in planning and coordinating your next refinance.

• Refinance Settlement Checklist
• Provide us with information on your existing mortgage and homeowners or condominium association.
• Work with your lender to ensure loan commitment requirements are satisfied.
• Confirm that funds required for settlement are available in the form of a Cashier's Check, Certified Check or Wire Transfer. Please make all checks payable to Prestige Title Agency, LLC.
• Advise us if one of the parties cannot attend settlement.
• Bring photo identification to closing.

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